![]() ![]() ![]() A year ago, the 5-year ARM rate averaged 3.11%. The current rate on a 5/1 adjustable-rate mortgage is 2.53% with 0.4 points paid, ticking down just 0.01 percentage points from last week.The rate averaged 2.34% during the same week last year. The current rate for a 15-year fixed-rate mortgage is 2.27% with 0.6 points paid, down 0.08 percentage points week-over-weekl.A year ago, the 30-year rate averaged 2.84%. The current rate for a 30-year fixed-rate mortgage is 2.98% with 0.7 points paid, a decrease of 0.11 percentage points from last week.Mortgage rates were lower for all loan categories this week:
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